Question 1

How to find a real estate broker to buy a home?

Accepted Answer

CourtiConnect connects you for free with OACIQ-certified real estate brokers in your area. Fill out the form in 2 minutes and get your free recommendation within 24 hours. The service is 100% free for buyers.

Question 2

Does the buyer pay the real estate broker?

Accepted Answer

No, in Quebec the buyer does not pay brokerage fees. The commission is entirely paid by the seller. Using a buyer's broker is therefore free and gives you access to a professional who protects your interests in the transaction.

Question 3

What are the steps to buy a house in Quebec?

Accepted Answer

The key steps are: 1) Get a mortgage pre-approval, 2) Find a real estate broker, 3) Define your search criteria, 4) Visit properties, 5) Make an offer to purchase, 6) Have the property inspected, 7) Finalize financing, 8) Close at the notary.

Question 4

How much down payment do I need to buy in Quebec?

Accepted Answer

The minimum down payment in Canada is 5% of the purchase price for properties under $500,000, 10% on the portion between $500,000 and $999,999, and 20% for properties $1 million and above. With less than 20%, you must pay mortgage insurance (CMHC).

Question 5

How to choose the right broker to buy a home?

Accepted Answer

Choose an OACIQ-certified broker who knows your target area well, listens to your needs, and has good references. CourtiConnect presents pre-selected brokers suited to your purchase project, for free and with no commitment.

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