Located midway between Montreal and Quebec City, Trois-Rivières is attracting a growing number of buyers thanks to prices well below the major metros. Whether you’re a first-time buyer in Quebec or an investor seeking returns, the capital of the Mauricie region deserves your attention.
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Buyer hub📈 2026 Market Overview
$310K
Median home price
+6%
Annual increase
15,000
UQTR students
According to APCIQ (Association professionnelle des courtiers immobiliers du Québec) data for the Mauricie region, the Trois-Rivières market shows sustained growth in 2026. The median price for single-family homes sits around $310,000, up approximately 6% year-over-year. Transaction volume remains strong, driven by buyers seeking more affordable alternatives to larger cities.
🏠 Comparison with Montreal
| Criteria | Trois-Rivières | Montreal |
|---|---|---|
| Median home price | $310,000 | $550,000 |
| Down payment (20%) | $62,000 | $110,000 |
| Monthly payment* | ~$1,269 | ~$2,252 |
| Vacancy rate | ~2.5% | ~1.5% |
| Price growth | +6% / year | +5% / year |
*5-year fixed rate at 3.69%, 25-year amortization, 20% down payment.
🧮 Affordability Calculation: Trois-Rivières vs Montreal
Let’s compare the monthly mortgage payment for a median-priced home in each city, with 20% down and a 5-year fixed rate of 3.69%.
Trois-Rivières: $310,000
• Down payment (20%): $310,000 × 20% = $62,000
• Financed amount: $248,000
• Monthly payment (3.69%, 25 yrs): ~$1,269/month
Montreal: $550,000
• Down payment (20%): $550,000 × 20% = $110,000
• Financed amount: $440,000
• Monthly payment (3.69%, 25 yrs): ~$2,252/month
Result: Buying in Trois-Rivières instead of Montreal saves approximately $983/month ($2,252 − $1,269), or nearly $11,800 per year. The required down payment is also $48,000 lower ($62K vs $110K). For a first rental investment, that’s a considerable advantage.
🎓 The University Advantage: UQTR
The Université du Québec à Trois-Rivières (UQTR) welcomes approximately 15,000 students, creating stable and recurring rental demand. For investors, this means:
Consistent rental demand
Every year, thousands of students seek housing, ensuring a low vacancy rate near campus.
Reliable tenants
University students are often funded through loans and scholarships, providing payment security.
In-demand neighbourhoods
Areas near UQTR (downtown, Rivières sector) are highly sought after and offer good appreciation potential.
Economic diversification
UQTR also attracts professors, researchers and administrative staff, diversifying the tenant pool.
💡 Buying Opportunities in 2026
Still-Affordable Prices
At $310K, the median home remains within reach for most households. Programs like FHSA and HBP help even further.
Favourable Interest Rates
The 5-year fixed rate around 3.69% improves affordability compared to the 5%+ rates of 2023-2024.
Growing Local Economy
Diversified industries (pulp and paper, clean technology, services), stable employment and recognized quality of life.
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