🎯 Ready to buy in Longueuil?
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Get my free estimate →Longueuil is one of the South Shore's most attractive cities for homebuyers in 2026. With single-family homes ranging from $550,000 to $650,000, an active market, and direct metro access to downtown Montreal, the city offers excellent value for families and young professionals. Here's everything you need to know before buying.
🏘️ Longueuil real estate market in 2026
The Longueuil real estate market is active in 2026, driven by buyers seeking more space at lower prices than Montreal, without sacrificing urban convenience. The city's yellow metro line connection to downtown, combined with major highway access (Routes 132, 116, A-20, A-30), makes it a commuter-friendly alternative to the island.
$550-650K
Single-family range
Active
Market conditions
+8%
MTL area sales vs 2025
The broader Montreal area has seen sales increase 8% compared to February 2025(QPAREB data). Single-family homes across Montreal sit at a median of $625,000 (+5%), making Longueuil's $550-650K range competitive, especially given the larger lot sizes typically available on the South Shore.
💳 Down payment and CMHC insurance
Understanding down payment requirements is essential when buying in Longueuil. CMHC rules determine the minimum amount you need to put down based on the purchase price.
CMHC down payment rules
Under $500,000
5% minimum
= $25,000 on a $500K home
$500,000 - $999,999
5% + 10%
5% on first $500K, 10% on remainder
⚠️ Example: For a $600,000 home in Longueuil, you need 5% on the first $500,000 ($25,000) + 10% on the remaining $100,000 ($10,000) = $35,000 minimum down payment. The CMHC insurance premium is approximately 4% on a 5% down payment, added to your mortgage balance.
💰 Current mortgage rates
Mortgage rates in 2026 remain favourable for buyers. The Bank of Canada's policy rate has been at 2.75% since January 2026, and competition between lenders is keeping rates attractive.
~3.69%
5-year fixed rate
~3.35%
Variable rate
4.45%
Prime rate
✅ Tip: Get pre-approved before starting your property search in Longueuil. This tells you exactly how much you can afford and shows sellers you're a serious buyer — crucial in an active market.
🗺️ Recommended areas in Longueuil
Longueuil is composed of several distinct sectors, each with its own character and price range:
1. 🚇 Vieux-Longueuil — Close to Longueuil metro station, walkable, heritage character, restaurants and shops
2. 💰 Le Moyne — More affordable sector, ideal for first-time buyers looking for entry-level pricing
3. 🌳 Greenfield Park — Family-friendly, English-speaking community, green spaces, strong schools
4. 🏠 Saint-Hubert — Suburban feel, larger lots, newer constructions, access to A-30
✅ Why Longueuil
Metro access to downtown MTL
More space per dollar
Family-friendly amenities
Active community life
⚠️ To consider
Rush hour traffic on bridges
Limited metro coverage
Welcome tax on purchase
Higher car dependency in some sectors
📅 Buying timeline and next steps
From start to finish, expect the buying process in Longueuil to take approximately 60 to 90 days. Here's a typical timeline:
Step 1 💳 Mortgage pre-approval — 1-2 weeks to get pre-approved and know your budget
Step 2 🔍 Property search — Work with a local broker to identify suitable properties
Step 3 📝 Purchase offer — Submit a written offer with conditions (inspection, financing)
Step 4 🏠 Inspection & conditions — 7-14 days to complete pre-purchase inspection
Step 5 📜 Notary & closing — 30-60 days from accepted offer to key handover
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